10.28.24 – 2025 Annual Enrollment | Now Through November 11

2025 Annual Enrollment
Now Through November 11

2025 Annual Enrollment closes Monday, November 11 at 11:59 pm (CT)

2025 Annual Enrollment Cheat Sheet
Medical Options/Paycheck Contributions/Prescription, Dental and Vision Coverage
2025 Annual Enrollment Checklist
Determine Your Needs/Explore the Different Plans/Enroll by November 11

Enroll in these Added Benefits only during Annual Enrollment:

If you do not participate in annual enrollment, most of your coverage from 2024 will carry over to 2025 with the following exceptions:

If you elect the Core medical option and wish to contribute to an HSA in 2025, you’ll need to set a new HSA goal amount.
If you’re considering a Flexible Spending Account a Flexible Spending Account (FSA) for health care or dependent care expenses, you must re-enroll and make a new contribution amount for 2025. On October 22, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-40. This announcement increases the salary reduction contribution limit for Health Flexible Spending Accounts (FSAs) to $3,300 for plan years beginning in 2025, which is an increase of $100 from the limit for 2024. When carrying over funds from 2024 to 2025, the amount is based on the 2024 limit of $3,200, resulting in a maximum carryover amount of $640 (20% of $3,200).

Benefits roadshows and virtual information sessions will provide answers to your questions and help you make the right choices for 2025. Click here for more information and locations.

Go to myenrollment.aa.com and click on “Enroll” to get started.

In Solidarity,

Hayley Brewer
APFA National Health Department Chair
[email protected]